winona Branch

Established 1973

Found on the corner of Center Street and Fourth Street, our branch is located in the heart of downtown Winona, Minnesota. Our local team of banking and lending experts are dedicated to enhancing the financial well-being of individuals and businesses alike. Offering a full range of products from checking and savings accounts to home and business loans, choose Home Federal in Winona to help reach all your financial goals.

HOURS: Mon - Fri 9:00am - 4:30pm
DRIVE-UP: Mon - Fri 8:00am - 5:30pm | Sat 9:00am - 12:00pm
FAX: 507.453.6464
AMENITIES: Full Service Banking | ATM | Night Deposit


Personal Banking

  • Checking Accounts
  • Health Savings Accounts
  • Savings Accounts
  • Money Market Accounts
  • Certificates of Deposit
  • Online Banking Services
  • Home Loans
  • Government Loans
  • Equity Loans
  • Consumer Loans
  • Credit Cards
  • Wealth Management

Business Banking

  • Checking Accounts
  • Savings Accounts
  • Money Market Accounts
  • Cash Management Solutions
  • Business Credit Cards
  • Commercial Loans
Our drive-up has extended hours!

Bank 24/7

We offer the convenience of online and mobile apps for both business and personal use. Make deposits. send money, make a payment, manage your accounts, and so much more!


Limited time offer:

Interest Advantage Checking Special

Earn 2.02% APY* Interest on Your Balance + We’ll MATCH YOUR INTEREST for the First Year!

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or family member to open a new checking account and you'll receive $25 for each referral! (No limit!)

*Health Savings Accounts are not eligible. Referred party must not have been a HF checking account client in the last 12 months. $25 reward will be credited to the referring clients checking account within 60 days of their referrals checking account opening. Referred party must open their account by 6/30/19. Checking account minimum opening balance is $25. Account ownership styling and transaction authority may disqualify eligibility to receive the $25 reward. $25 reward will be reported as interest on IRS Form 1099-INT. This offer is subject to change and may be withdrawn without notice.

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Limited time offer! Must open CD by December 31, 2018.

  • 10 month CD Special 2.00% APY*
  • Minimum balance to open is $5,000

Call today! 507.453.6460

*APY = Annual Percentage Yield. Accurate as of 8/1/18. Account must be opened by 12/31/18. A minimum opening balance of $5,000 is required. Available on new money deposited with Home Federal at the Winona location only. Cannot be combined with other CD offers. Penalty may be imposed for early withdrawal. Offer subject to change without notice. Member FDIC.

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Employee Spotlight

Joe Thesing

Joe Thesing

Market President

Email Joe

Cherie Burke

Cherie Burke

Market Vice President
NMLS# 515916
Email Cherie

Kim Trainor

Kim Trainor

Mortgage Loan Officer
NMLS# 643203

Kim's Info

Joe Thesing

Alex Struckmann

Banking Specialist

Email Alex