A checking account is generally the most-used component of the banking experience for a majority of people. Therefore, it is important to choose a checking account that helps you to accomplish your main financial goals. Whether you are looking for help saving, an easy way to spend, or just something that doesn’t require your attention, Home Federal Savings Bank has the right checking account for you. Compare personal checking accounts in the table below. To find out more about a particular account, click on the account title in the chart below.
|Advantage Checking||Interest Advantage Checking||Jubilee Checking||Health Savings Account|
|Description||Basic Account||Earns higher interest on balances over $5000.00 when qualifications are met||For Clients 55 years of age or older.||Covers cost of high-deductible health insurance plan on tax-free basis|
|Monthly Service Fee||No||$10.00 (options to waive)||$15.00 (options to waive)||No|
|Minimum Opening Deposit||$25.00||$25.00||$25.00||$50.00|
|Paper Statements||$2.50 if under 55 years of age||$2.50||Free||Free|
|Annual Credit Report||$5.00||Free||$5.00||$5.00|
|Out of Network ATM Fees||4 free per statement, then $2.00 each||None for ATMs that are in the MoneyPass network||4 free per statement, then $2.00 each||None|
|Checks||$10.00 off first box||First Box Free||One Free Box per year||None|
|Occasional Overdraft Protection||•||•||•|
|Sweep Overdraft Protection||•||•||•|
|Learn More||Learn More||Learn More||Learn More|
Regardless of the account you choose, make sure to learn more about CardValet and Mobile Wallets to help protect your account from fraud.
If you're interested in checking account options for business banking, view our For Profit and Nonprofit business banking pages.