Interest Advantage Checking

The Interest Advantage Checking account from Home Federal is the perfect solution for clients that want their checking account to “give back.” Simply use your debit card at least 15 times per month, and automatically earn 2.0% interest on up to $5,000 of your account balance.

Don’t use your debit card that often? No problem. The Interest Advantage Checking account pays the current savings rate whenever you don’t meet the 2.0% requirements. With an Interest Advantage Checking account you get:

  • Free Debit MasterCard and free access to CardValet
  • Free use of any Home Federal, Kwik Trip, or Kwik Star ATM
  • Free use of any MoneyPass Nationwide ATM
  • Free Standard Bill Pay Service
  • One free box of checks
  • Free e-statements (Additional fee for paper statements)
  • 24/7 Online & Mobile banking
  • Mobile Deposit ($.50 fee per check)
  • Free Notary Service

Bonus! Waive the $10.00 monthly maintenance fee as long as you:

  • Maintain a cumulative balance of more than $5,000 in any Home Federal deposit account.
  • Obtain a secured loan from Home Federal.
  • Own a business with an active business checking account at Home Federal.
  • Work for Home Federal.
  • Are 24 years old or younger.

Finally, with an Interest Advantage Checking account, you could qualify for the following discounts when minimum qualifications are met:

To open your Advantage Checking account, stop into the Home Federal nearest you. For additional information about the account, feel free to contact us. 


Other types of Personal Checking accounts: