The Interest Advantage Checking account from Home Federal is the perfect solution for clients that want their checking account to “give back.” Our basic savings interest rate applies to all balances and we'll pay a higher interest rate on balances up to $5,000 when you have 15 or more debit card transactions during the statement cycle.
Don’t use your debit card that often? No problem. The Interest Advantage Checking account pays the current savings rate whenever you don’t meet the requirements. With an Interest Advantage Checking account you get:
- Free Debit MasterCard and free access to CardGuard
- Free use of any Home Federal, Kwik Trip, or Kwik Star ATM
- Free use of any MoneyPass Nationwide ATM
- Free Standard Bill Pay Service
- Free e-statements (Additional fee for paper statements)
- 24/7 Online & Mobile banking
- Mobile Deposit
- Free Notary Service
Bonus! Waive the $10.00 monthly maintenance fee as long as you:
- Maintain a cumulative balance of more than $5,000 in any Home Federal deposit account.
- Obtain a secured loan from Home Federal.
- Have at least $1,000 direct deposit into the account per statement cycle.
- Own a business with an active business checking account at Home Federal.
- Work for Home Federal.
- Are 24 years old or younger.
Finally, with an Interest Advantage Checking account, you could qualify for the following discounts when minimum qualifications are met:
- Safe Deposit Box Rent Discount
- Mortgage Loan Closing Discount
- Consumer Loan Closing Discount
- Unsecured Line of Credit Premium Rate
- Merchant Processing Discount