HMN Financial, Inc.

HMN Financial, Inc. is a stock savings bank holding company, which was incorporated in Delaware in 1994. The Company owns 100 percent of Home Federal Savings Bank. Home Federal, originally chartered in 1934, has a community banking philosophy and operates retail banking and loan production facilities in Minnesota, Iowa, and Wisconsin. The Bank has two wholly owned subsidiaries, Osterud Insurance Agency, Inc. which offers financial planning products and services, and HFSB Property Holding LLC, which acts as an intermediary for the bank in holding and operating certain foreclosed properties.

Investor Relations:

Shareowners inquiring about change of address, transfer requirements, and lost certificates should contact our transfer agent:

Equiniti Trust Company
EQ Shareowner Services
1110 Centre Pointe Curve, Suite 101
Mendota Heights, MN 55120

www.shareowneronline.com

Ph: 800.468.9716

SEC Filings

HMN Financial, Inc. on the SEC

Interactive Data Files

*You will need a reader for Interactive Data Files. See www.sec.gov for more information.

SEC Section 16 Filings

Committee Charters and Guidelines

Policies

For more information about the origin and goals of Home Federal, choose one of the links below.