Build Your Dreams with a
Construction Loan from Home Federal.

Whether you’re building your dream home or adding on to your existing home, a Construction Loan helps finance your project from planning to completion. Don’t wait! Rates are accurate as of January 2, 2020 and are available for a limited time.


Interest rate for 12 months

6.23% APR*
  • Simplified closing program takes care of construction and permanent financing
  • Closing costs are only paid once
  • Flexible construction terms including interest-only payments through construction maturity


*APR is Annual Percentage Rate. Construction rates shown are effective 01/01/2020. The interest rate of 1.99% is a limited-time offer for a new, single-family, owner-occupied construction loan. APR is 6.23%. 12-month maximum construction loan term. Maximum loan amount is $1,000,000. Financial example: $250,000 loan, 12-month term, 11 monthly interest-only payments range from $0 to $415 with principal and interest of $250,415 due at construction loan maturity. Subject to normal credit criteria, other restrictions may apply. This is not a commitment to lend. Applications must be submitted by 12/31/2020. Offer is subject to change without notice.


Stop by your local Home Federal or contact one of our mortgage lenders for more details.

Don’t wait! Rates are accurate as of January 1, 2020 and are available for a limited time.