Certificate of Deposit (CD)
Looking to add certainty to your financial plan? Ask about the benefits of a Certificate of Deposit (CD) with Home Federal. With a CD investment, you will know your yield and maturity date up front. Plus, with the variety of terms we offer, you may tailor your maturities to fit your financial goals.
Get started today, with only $2,500 minimum deposit to open, and enjoy a guaranteed return on your investment. CD terms range from 3 months up to 5 years, giving you higher rates on longer terms. When your term is up, you may withdraw your funds (within 7 days of maturity date) or renew your investment at the market rate for even more of a return on your money.
Unlike some other investments, there are no volatile markets or complicated investment choices, and CDs are insured up to $250,000 per account holder by the FDIC. Early withdrawal penalties apply with CDs.