Business Positive Pay

Are you 100% confident that you authorized every check and ACH that cleared your business account last year? With Positive Pay, you can be. This service allows business clients to make executive decisions on certain checks and ACHs clearing the account.

Here’s how it works:

  1. You provide Home Federal with a list of checks previously authorized by your business or set rules of what to allow for ACH transactions.
  2. Checks hitting the account are automatically verified against the aforementioned list using the account number, check number, and dollar amount. ACHs are verified against the rules you set.
  3. You are automatically notified of any check or ACH that does not match the list you provided or rule you set up.
  4. You choose whether your company will return or pay the item in question.

Positive Pay significantly reduces check and ACH fraud, streamlines routine tasks, and improves financial management. 

To learn more, or to sign up for Positive Pay, please contact your local business banking expert.


For more information on additional business services offered by Home Federal, choose a link below: