Business Banking FAQs
Find answers to the most commonly asked questions by navigating to the correct topic below.
With business accounts, there are a lot of variables depending on your business. At minimum, to open a business account you will need:
- Documentation stating the legal name of your organization
- The social security number of the account executor
- An EIN or TIN as appropriate
- Valid photo identification including one of the following:
- Driver’s License
- State ID
- Military ID
- A physical address and mailing address
- A current telephone number
Additional requirements for your specific loan will be outlined by your local business banker.
Home Federal is required by law to obtain verification of your identity and any co-applicants prior to opening any accounts.
Your routing number may be found on the bottom of your business checks.
Home Federal’s Routing Number is 291270050
Typically, check deposits are made available to you on the first business day following the date that we receive your deposit. Cash and electronic deposits are made available on the same day we receive your deposit.
Home Federal Business Days are Monday through Friday, excluding Federal Holidays. Our earliest business day cutoff time is 4:30 PM. Deposits made after 4:30 PM will not be considered “received” until our next open business day.
In the case of large checks, questionable account history, or questionable negotiable instruments, a portion of your funds may not be available to you on the first business day following the date we receive your deposit. If this is the case, we will notify you of the delay in your ability to receive funds. You will be provided with the expected fund release date. Typically, the funds are released no later than the seventh business day after the date we receive your deposit.
Required documents vary based on the structure of your business and the loan size.
Contact your local commerical lender to get a full list of the require documents needed for the loan you're looking for.
Debit & ATM Cards
You may change your PIN at any Home Federal ATM or by calling 1.800.992.3808.
A new business debit card will be sent to you 45 days prior to your current card expiring.
Business Clients may enroll by contacting your business banker, or by calling Home Federal’s Cash Management Department at 1.888.269.0170.
Receive help logging into your business online banking account by contacting 1.877.755.0455.
Business Banking clients may enroll by contacting their business banker.
Do you have more questions? Contact your local business banking expert.