Zach Kovash

Mortgage Lender - Senior Relationship Manager
Rochester, MN Area

NMLS# 712118

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Zach takes great satisfaction and pride in guiding his clients through the mortgage loan process. He thrives on meeting clients and tailoring loan options around their individual needs. With over 10 years of experience, and backed by a team of extremely knowledgeable team members, he looks forward to making your home financing experience as enjoyable and stress-free as possible.


“Going to Home Federal was such a great decision! We were thrilled with the whole experience, and particularly with Zachary Kovash. We had been trying for a while to refinance our home and were disappointed with several lenders. Zachary actually reached out to us and I will admit we were very skeptical given our past experiences. But Zach and the Home Federal team came through in a big way. We were finally able to get our home refinanced, and at a great rate! I would highly recommend Zachary and Home Federal to anyone who might be looking for a positive banking change!”
– Rekha and Sunil M.
“It was a great home buying experience working with Zach Kovash and Home Federal Savings Bank. My husband and I had a challenging situation with me living in Minnesota and him Wisconsin. Zach was flexible and kept communication open in whatever form worked for us. We were able to accomplish almost everything by phone, fax or email. Zach was reliable with communication and always responded in a very timely manner which always helped ease any concerns quickly. He was also very reassuring during the process and helped us obtain a mortgage option that worked best for us. You could tell that he cared about our experience. I would recommend Zach Kovash and Home Federal Savings Bank to anyone looking for a stress-free home buying experience.”
– Katrina and Chris H.


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Zach Kovash
Zach Kovash
NMLS# 712118

Now is a great time to buy a house