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Mortgage Lender - Senior Relationship Manager
Serving the Pewaukee and Greater Milwaukee, WI Area
With decades of banking industry experience, Richard is known for sharing his vast knowledge and expertise with his clients to help them make informed decisions about their financial future. Prior to assuming his current role, Richard started his career in banking as a teller in 1968 and help positions in a variety of area from consumer lending to commercial lending before becoming Senior Relationship Manager and Mortgage Lender at Home Federal.
First Time Home Buyer?
As a first-time home buyer, you may feel excited, nervous, and anxious all at the same time. Buying a home is a big decision and you may have a dozen (or more!) questions about down payments, interest rates, and home loans intended for first-time homeowners like you. He will be there to answer your questions and guide you through every step of the home-buying process. Contact Richard to schedule a no-pressure, no-obligation, meeting to learn more about taking out a home loan.
Richard's advice: "Be mindful of the extra expenses that aren't included with closing costs. It's important to be aware of additional funds in your tax escrow account and paying for your first year of homeowners insurance up front."
Looking to buy your next home?
When you're ready to buy your next home, Richard is the guy you can turn to. Richard can help you explore the various financing options Home Federal has available for current homeowners. Whether you're looking to downsize or build a house from the ground up, Richard will help you find the next home loan that's right for you.
Interested in refinancing an existing loan?
Have you revisited your mortgage loan the last 2-3 years? As mortgage interest rates improve, refinancing may allow you to lower your monthly mortgage payment, consolidate debt, or shorten your loan term.
What else can I help you with?
In addition to home loans and refinancing, Richard can help you explore home equity loans and lines of credit to help pay for any of life's expenses. He can also help earn you more for you money with interest-earning deposit accounts such as Certificates of Deposit (Cds) and Money Markets.