UPDATE: Effective Wednesday March 25, 2020, we are closing lobby access at ALL of our branch locations until further notice. We will continue to operate via drive-up services and appointments during regular business hours. Read More
Kasson, MN & Owatonna, MN Areas
With more than 15 years of experience in the banking industry, Molly always keeps her client's interests in mind when she's guiding them through the home loan process. Molly loves building long-lasting relationships with her clients as she helps them finance their purchase. When you choose Molly as your Mortgage Lender, you'll have access to Home Federal's competitive rates and financing programs that best fit your personal financial situation.
First time buying a home?
Beginning the home buying process for the first time can sometimes feel stressful or overwhelming. How much should you save for a down payment? What's required throughout the mortgage process? Sitting down for a no-pressure meeting with Molly will give you an opportunity to get to know one another and find out how much you're pre-approved for. The first-time homebuyer programs.
Molly's advice: "Give yourself enough time! The length of time the home buying process takes from start to finish - and the documentation that is required - is typically surprising to homebuyers."
Looking to buy your next home?
Whether you're buying a "home away from home" or a rental property across town, Molly can help you find the next home loan that's right for you. Ask Molly about taking out a conventional mortgage or a loan for building a new home.
Interested in refinancing an existing loan?
Interest rates could have changed since you took out your mortgage, so it may be worthwhile to consider refinancing. Refinancing could help you decrease the term of your loan, consolidate debt, lower your monthly payment, or remove your mortgage insurance.
“Molly is incredible – she truly cares about her clients. She explained things to us in a way we could easily understand, answered all of our questions, and helped make our first home-buying experience a breeze.”
“Molly was incredible, professional, caring and went above and beyond helping me through the process from start to finish. I would highly recommend Molly and Home Federal as a bank for all your needs.”
“We can't thank Molly enough for all of her time and effort in helping us finance the building of our dream home. While we don't plan on moving anytime soon, Molly is the only mortgage lender we will ever work with and we of course highly recommend her to all of our friends!”