Our Special Offers for 2021

Mix & Match Home Federal Bank Special Offers

At Home Federal, we believe your banking should be as convenient as possible. If you're not feeling like your day-to-day banking is as convenient as it should be, switch your banking to Home Federal and take advantage of our wide range of online and mobile banking products and services – all available 24/7 from wherever you have internet access. 

Plus, with our Mix & Match promotion, you can earn some extra cash with our selection of limited time offers. Pick and choose based on what you can use!


Earn $150* with a New Checking Account

Minnesota Housing logo

Don't have a checking account with Home Federal yet? It's time to enjoy the convenience and the cash! Open a new checking account with $500 in monthly direct deposits and earn $150!* 
 

Opening a new checking account can be easily done in one of two ways: 

  1. Open your account online.
  2. Stop by your nearest Home Federal to open your new account in person. 

All that is needed to open an account is your SSN, a valid government issued ID, and $25 as an initial deposit. (If opening an account online, you can fund your new account from another with account and routing numbers.) Once the account is opened, set up direct deposit with your employer (or other source of income) for a minimum of $500 total during one statement cycle and get ready to reap the $150 reward!

Open Your New Account Now

What else would you like to know about this offer?

Beyond the $150* bonus cash, your new checking account will come with:

  • Online Banking 24/7 Access via JustCallHome.com
  • Mobile Banking App with Mobile Deposit
  • CardGuard Fraud Protection
    • Accessible through mobile banking app.
    • Must have active debit card.
  • eStatements and Secure Account History
  • Electronic BillPay & Funds Transfers
  • And More!

Check out our checking account options for more detailed information.​

Health Savings Accounts (HSAs) do not qualify for this promotion.

Direct deposit eliminates the need to get physical checks deposited into your account such as paychecks, social security checks, pension checks, and more due to your payments being deposited directly into your account electronically. Better yet, with direct deposit you get immediate access to your funds (no more waiting for a physical check to clear). To set up direct deposit, you simply need to supply a direct deposit form with your account information to whomever issues check payments to you. 

How to Get Your Direct Deposit Form: 

If you open your account in person at a branch, you should receive a pre-filled, printed out form in your new account packet with direct deposit information to turn into whomever issues the payments you want deposited. 

If you open your account online, simply send us a secure email and request your pre-filled direct deposit form for your new account to email (or print out and provide) to whomever issues the payments you want deposited. 

NOTE: Not all employers/organizations offer direct deposit. 

Your $150 reward will be credited directly to your new Home Federal checking account within 60 days of meeting all requirements. The account opening requirement must be met by December 31, 2021, with the $500 in minimum direct deposits clearing by February 28, 2022, so credits may not be made until March, April, or even May 2022 – depending on when you meet all qualifications for the reward. 

*Health Savings Accounts are not eligible for the $150 reward. New account owners must not have been a Home Federal checking account client in the last 12 months. Interest Advantage account earns interest and the Annual Percentage Yield (APY) is as follows: balances less than $5,000.00, 2.00% APY; $5,000.01 and over, 0.05% APY. APYs are accurate as of 01/01/2021. Checking account minimum opening balance is $25 and direct deposit minimum qualification is $500 (combined total of direct deposits during one statement cycle). Any applicable reward(s) will be credited to the account within 60 days of meeting the qualifications. Qualifications must be met by 12/31/2021 (direct deposit must clear by 02/28/2022). $150 reward will be reported as interest on IRS Form 1099-INT. A $75 early closing fee will be charged by the bank if the account closes within the first 6 months. Any person with more than 5 ChexSystems inquiries will not qualify for this promotion. Fees could reduce earnings on the account. Interest rates and APY may change at any time. Other restrictions may apply. This offer is subject to change and may be withdrawn without notice. 


Earn $50* by Adding a New Debit Card with CardGuard

CardGuard Girl

Already have a checking account with Home Federal? It's time to attach a new (and free!) debit card to the account and protect your spending with CardGuard. Not only will you be safeguarding your debit card from fraud, you'll also earn $50 as an added bonus. 

Redeem this Offer in 5 Easy Steps: 

  1. Request your new debit card and we'll either mail it to you or you can pick it up at your nearest Home Federal location.
  2. Activate your debit card by following the instructions provided.
  3. Access CardGuard directly from the menu in your online or mobile banking account.
  4. Follow the onscreen instructions to register your new Home Federal debit card.
  5. Choose your secure settings to safeguard your new debit card! 

Debit Card Fraud Protection

What else would you like to know about this offer?

Prefer your card mailed to you? Call us at 888.489.5355 or request a card by sending us a secure email.​

Prefer to pick your card up? Visit your nearest Home Federal location during business hours and they will issue your new debit card on the spot (ready in minutes!).

CardGuard is a free service that helps protect your information and monitor the spending on your accounts 24/7, right from your smartphone. It's the easiest way to safeguard your card(s) from fraud and is available to all Home Federal mobile banking clients who have an active debit card tied to their checking account(s). It's accessible directly from the menu in your Home Federal mobile banking app. 

CardGuard allows you to set alerts on transactions, control your family members' spending, and more. 

Learn More about CardGuard

 

Your $50 reward will be credited directly to your Home Federal checking account within 60 days of meeting all requirements. All requirements must be met by December 31, 2021. 

NOTE: CardValet has been rebranded to CardGuard and are the same product. If you've been a CardValet user within the last 12 months, you will not qualify for this promotion. We recommend that any recent/current CardValet users access CardGuard through the mobile banking app and follow the instructions to transfer their CardValet account information to CardGuard. 

*Checking account linked to new debit card must not have had a debit card in the last 12 months. Account ownership styling and transaction authority may disqualify eligibility to receive the $50 reward. One $50 reward will be given per client, not per card used. $50 reward will be credited to the account within 60 days of meeting the installation of the CardGuard application requirement. CardGuard requires the Debit Card to be activated. Qualifications must be met by 12/31/2021. $50 reward will be reported as interest on IRS Form 1099-INT. 


Earn $50* by Using Your Phone's Mobile Wallet

Mobile Wallet Woman

Do you use your smartphone's mobile wallet? If not, it's time to leave your debit card at home, secure your spending, and earn $50 while you're at it! All you have to do is activate your Home Federal debit card in your phone's mobile wallet and use 15 times within 45 days of activation.  

Available With Android Pay, Apple Pay, and Samsung Pay! 

Mobile Wallet App Icons 

The Benefits of Mobile Wallets Include: 

  • Your Actual Debit Card Can Stay Safely at Home
  • Quicker Transactions
  • Improved Transaction Security
  • Reduced Risk of Fraud

Learn More About Mobile Wallets

What else would you like to know about this offer?

  1. Download/open your smart phone's mobile wallet app. (Android Pay, Apple Pay, or Samsung Pay)

  2. Register your fingerprint and PIN.

  3. Add your Home Federal debit card information by following the on-screen prompts.

  4. Once your card is verified in the app, you're ready to use!

  1. Look for this contactless payment symbol on the merchant's terminal. 

  2. Open your phone's mobile wallet app and select the Home Federal debit card you'd like to use to pay.

  3. Hold your mobile device close to the terminal until your device vibrates or beeps.

Note: Mobile wallet setups and purchase protocols may vary by app and terminal. Find specific mobile wallet brand information on our mobile wallets page for full details. Mobile and data rates may apply. 

Your $50 reward will be credited directly to your Home Federal checking account within 60 days of meeting all requirements. Activation of your debit card within your phone's mobile wallet must be completed by December 31, 2021, with the minimum of 15 debit card transactions via mobile wallet being recorded by February 14, 2022, so credits may not be made until March or April of 2022 – depending on when you meet all qualifications for the reward. 

*Debit card linked to Mobile Wallet must not have been activated in any Mobile Wallet in the last 12 months. A minimum of 15 debit card transactions must be recorded within 45 days of Mobile Wallet activation. $50 reward will be credited to the account within 60 days of meeting the transaction amount requirement. Mobile Wallets require the Debit Card to be activated. Activation qualification must be met by 12/31/2021 (15 transactions qualification within 45 days of activation or by 02/14/2022, whichever comes sooner). $50 reward will be reported as interest on IRS Form 1099-INT. Other restrictions may apply. This offer is subject to change and may be withdrawn without notice. 


Pick and choose based on what you can use!

These offers are available for a limited time only. 

 

Have additional questions about any of these offers?

Call us at 888.489.5355 or email general questions (no confidential information) to info@hfsb.com.


Promotion Restrictions: 

*Earn $150 with a New Checking Account: Health Savings Accounts are not eligible for the $150 reward. New account owners must not have been a Home Federal checking account client in the last 12 months. Interest Advantage account earns interest and the Annual Percentage Yield (APY) is as follows: balances less than $5,000.00, 2.00% APY; $5,000.01 and over, 0.05% APY. APYs are accurate as of 01/01/2021. Checking account minimum opening balance is $25 and direct deposit minimum qualification is $500 (combined total of direct deposits during one statement cycle). Any applicable reward(s) will be credited to the account within 60 days of meeting the qualifications. Qualifications must be met by 12/31/2021 (direct deposit must clear by 02/28/2022). $150 reward will be reported as interest on IRS Form 1099-INT. A $75 early closing fee will be charged by the bank if the account closes within the first 6 months. Any person with more than 5 ChexSystems inquiries will not qualify for this promotion. Fees could reduce earnings on the account. Interest rates and APY may change at any time. Other restrictions may apply. This offer is subject to change and may be withdrawn without notice.

*Earn $50 by Adding a New Debit Card with CardGuard: Checking account linked to new debit card must not have had a debit card in the last 12 months. Account ownership styling and transaction authority may disqualify eligibility to receive the $50 reward. $50 reward will be credited to the account within 60 days of meeting the installation of the CardGuard application requirement. One $50 reward will be given per client, not per card used.  CardGuard requires the Debit Card to be activated. Qualifications must be met by 12/31/2021. $50 reward will be reported as interest on IRS Form 1099-INT. Fees could reduce earnings on the account. Other restrictions may apply. This offer is subject to change and may be withdrawn without notice.

*Earn $50 by Using Your Phone's Mobile Wallet: Debit card linked to Mobile Wallet must not have been activated in any Mobile Wallet in the last 12 months. A minimum of 15 debit card transactions must be recorded within 45 days of Mobile Wallet activation. $50 reward will be credited to the account within 60 days of meeting the transaction amount requirement. Mobile Wallets require the Debit Card to be activated. Activation qualification must be met by 12/31/2021 (15 transactions qualification within 45 days of activation or by 02/14/2022, whichever comes sooner). $50 reward will be reported as interest on IRS Form 1099-INT. Other restrictions may apply. This offer is subject to change and may be withdrawn without notice.