Interested in a loan?

Thank you for choosing Home Federal for your lending needs.

Our lending decisions are made locally to allow for quick access to funds whenever possible. Choose the type of loan you're looking for from the list below and follow the instructions for application.

Mortgage Loans

Purchasing a Home / Refinancing an Existing Home Loan / Building Your Dream Home
You can apply for your mortgage loan online! Simply choose your local lender from the list and click the "Apply Now!" button on their page.

Unsecured Loans Personal Financing without the Need for Collateral
Interested in some personal financing for life's expenses? Apply online now to see how much you may qualify for.
Auto Loans Financing for a Car / Truck / SUV
Looking to finance a new (to you) vehicle purchase? You can easily apply online.
Recreational Loans Financing for a Boat / RV / ATV / Golf Cart / Motorcycle / Other Watercrafts or Recreational Vehicles
Fill out the online application to request the financing needed for all your recreational land and water "toys." 
Equity Loans Borrow Against Your Home's Equity
For these types of loans, your home's equity is used as collateral. Find out what you qualify for by contacting one of our Consumer Lenders below.
Savings Loans Use Your Savings as Collateral
With no requirement for credit check or proof of income – these loans are often funded same day! Simply fill out our online application.
Lines of Credit Access to Funds When You Need Them
Use can also use your home's equity as collateral for a flexible line of credit. Start the application process by contacting one of our Consumer Lenders below.
Business Loans Commercial Term Loans / Lines of Credit / Smalll Business Loans / Real Estate and Construction Loans
Each loan is structured and tailored to the needs of your business. To apply for a loan, get in touch with the Commercial Lender nearest you. 

 

Not sure what type of loan you need? Contact one of our Consumer Lenders below to discuss your financing needs or stop by the location nearest you.
 

Our Consumer Lending Team


The Consumer Lenders at Home Federal are experts when it comes to the home equity loans and lines of credit, Fix-Up Fund loans, land and lot loans, mobile home loans, and bridge loans. If you're interested in any of these loan types, you can quickly and easily apply online using their respective links below. Not sure what type of financing will best fit your needs? Contact any one of our local lenders with your questions and they'll be happy to help explore your options. 
 

Cody Habana

Cody Habana

Consumer Banking Specialist
NMLS# 1008476
507.379.2540
Email Cody
Apply for a Loan

Matt McMartin

Matt McMartin

Relationship Manager
NMLS# 1212988
507.252.7143
Email Matt
Apply for a Loan

Charity Rasmussen

Charity Rasmussen

Consumer Banking Specialist
NMLS# 712509
507.252.7143
Email Charity
Apply for a Loan