VP Senior Mortgage Lender
Spring Valley, MN / Pewaukee, WI Areas
507.346.9732
leslie.schmidt@hfsb.com
NMLS# 649412
With more than 15 years of experience in the banking industry, Leslie is passionate about her clients as she is about her kids' activities and her community. As a Senior Mortgage Lender and an active member of the Spring Valley community, you can expect to receive a "hometown" banking experience with Leslie. Working with Leslie and Home Federal means you'll have someone on your side who's incredibly knowledgeable about today's mortgage loan options and very quick to adapt to various changes in the industry.
First time buying a home?
We understand that buying your first home can be an exciting but also nerve-racking time. Being it's your first time, you probably have a number of questions about home loans, mortgage interest rates, and programs designed specifically for first-time home buyers. What should your credit score be? How much should you save for a down payment? Sitting down with Leslie will give you an opportunity to ensure your ducks are in a row before diving into the home buying process. Even if you're just in the planning stages, set up a meeting with Leslie, free of charge, to discuss all of the home loan options available to you.
Advice from Leslie: "Do your homework. You may need little to no money down!"
Looking to buy your next home?
Whether you're buying your fourth home or a vacation home, you should work with a loan officer who will take care of you from pre-approval to closing, and all the way until you buy or build a home again. Leslie can help you figure out how much you can afford, plan for your down payment, and even help determine if you can use equity in your existing home. Depending on your situation and your exact needs, Leslie will help you find the right loan for your next home purchase or new build.
Interested in refinancing an existing loan?
Have you considered shortening the term of your home loan? Would you like to consolidate debt or lower your monthly mortgage payments? Refinancing may be able to help with this. Meet with Leslie to explore all these possibilities in addition to learning more about what refinancing options are available for current homeowners.
Get in touch with Leslie to ask her any questions you may have about home loans or start the process by applying for a home loan here.
Testimonials
“Leslie was absolutely spectacular! She encouraged me to set aside 'what I thought I knew' about myself and my credit and showed me the facts which were that I actually had great credit and an ability to buy a home by myself! If Leslie had not called me and requested I come in to apply for a home loan, I don't think I would've ever done so! Thank you Home Federal, I am most definitely referring Leslie and you to ALL my clients, friends, family, and neighbors.”
“Working with Leslie made our home purchase seem so easy! We loved the electronic documents/disclosures as it was simple to sign what Leslie needed without having to go anywhere.”
“Leslie was so great to work with! She made the home buying process so easy, and really made us feel like her top priority. If we had any questions, she was so easy to get in contact with and she kept us up to date on the process the entire way either by phone or email. She really made this the best home buying experience we could have asked for!”
Resources
NMLS# 649412