Kim Trainor


Mortgage Lender - Senior Relationship Manager
Winona, MN / La Crescent, MN Areas

NMLS# 643203

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With more than 25 years of experience in the banking industry, Kim brings a wealth of knowledge to the table when she helps her clients with their banking and mortgage lending needs. Kim is the local expert you can count on for customized solutions and programs to fit your unique financial situation.

First time buying a home?
Purchasing your first home can be an exciting yet nerve-racking time in your life. When you work with Kim, she’ll help ease your nerves as she walks you through the programs specifically available for first-time homebuyers. Set up a no-obligation meeting with Kim to discuss the prequalification process before you start searching for houses.

Advice from Kim: “A prequalified borrower is always more attractive to the seller.”

Looking to buy your next home?

If you’re considering buying your next home or building your dream house, Kim is who you want on your team. She’ll help you explore the various home loan options Home Federal offers that are best suited for you.

Interested in refinancing an existing loan?

As interest rates improve, refinancing a current home loan could allow you to shorten the term of your loan or eliminate private mortgage insurance. Get in touch with Kim to discuss the possibility of consolidating your loans and/or lowering your payments through refinancing.

Is there anything else I can help you with?

In addition to assisting with mortgage loans and refinancing, Kim can also help you fund life's expenses with a Home Equity Line of Credit and put your money to work for you with various interest-earning deposit accounts such as Certificates of Deposit (CDs) and Money Markets.

Contact Kim for any of your banking and financing needs, or get started on your home loan application today.


“Kim helped me and my family with our first home purchase. She made the process very easy for us! Kim is the best at what she does – we will surely work with her in the future and I will recommend Kim to my friends.”

“The experience with Home Federal has been phenomenal!  The service and knowledge of Kim was nothing but the best.  I was amazed how fast everything got taken care of, not only in a timely manner but also in a thorough and professional manner.  She was committed to customer satisfaction and I am pleased to say I will be back in the future for business if needed.”

“Kim is extremely professional and has exemplary customer service skills. Her handling of the process was without a doubt the most satisfying mortgage experience of my lifetime.”

“Kim Trainor is excellent to work with.  She made me feel comfortable and answered all of my questions promptly throughout the loan process.  I would highly recommend Home Federal to friends and family.”


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Kim Trainor
Kim Trainor
NMLS# 643203