This promotion was a limited time offer that expired December 31, 2018. Please view any current promotions going on at Home Federal by clicking on the city nearest you on our locations page.



Earn 2.02% APY*
On your checking
Balances $0-$5,000
We'll match
your interest

Earned in the first 12 months




We'll also MATCH your interest earned for the first 12 MONTHS!


Open an Interest Advantage Checking account and EARN 2.02% APY* each month on the balance in your account up to $5,000 when you have 15 or more debit card transactions per month.


Don’t wait, this is a limited time offer...
Stop by your local Home Federal to open your account today!

Have a question? Feel free to contact us!

*Annual Percentage Yield (APY) is accurate as of 07/01/2018. This is a variable rate account and rates are subject to change after the account is opened. The APY for your account depends on the applicable rate tiers and qualifications for the statement cycle being met. Earn 2.02% APY for balances of $0-$5,000, and earn 2.02% to 0.06% APY on balances over $5,000 based on 15 or more debit card point of sale transactions posted in statement cycle. Earn 0.05% APY on all account balances if qualifications are not met. Fees could reduce earnings on this account. Minimum opening deposit of $25. Offer available for new Interest Advantage Checking accounts only. Bank will match your earned interest on the new account for 12 months and credit the account one time on the 13th month. Matching interest is considered a bonus and will be reported on IRS Form 1099-INT. Accounts must still be open to qualify for bonus. Accounts closed within 6 months of account opening will be charged a $75 early closing fee. Offer subject to change and may be withdrawn at any time. Member FDIC.


Fee-Free Qualification Requirements: This account has no monthly fee if you have one of the following: 1) a secured Home Federal loan, 2) an average balance of $5,000 or more in deposits at Home Federal, 3) are 24 years of age or younger, or 4) the primary account owner has at least $1,000 direct deposit per statement cycle. A monthly maintenance charge of $10 will apply if none of the qualifications are met.