Are you ready to open a new checking account with Home Federal? You won’t regret it. Our mission is to “enhance the financial well-being of our clients, one relationship at a time” and we’re ready to do just that for you! Here are the details on how you can earn up to $500.
By opening any checking account with a Direct Deposit of $500.
Our Advantage Checking and our Interest Advantage Checking accounts are both great options. Ask any one of our bankers which one will work better for you. Don’t forget to set up your direct deposit with your employer after opening your account to earn your reward! The $500 requirement is a combined total of all direct deposit amounts within one statement cycle.
Ready to open your account?
Open a Checking Account Online
*Health Savings Accounts are not eligible for the $150 reward. New account owners must not have been a Home Federal checking account client in the last 12 months. Interest Advantage account earns interest and the Annual Percentage Yield (APY) is as follows: balances less than $5,000.00, 2.00% APY; $5,000.01 and over, 0.05% APY. APYs are accurate as of 01/13/2020. Checking account minimum opening balance is $25 and direct deposit minimum qualification is $500 (combined total of direct deposits during one statement cycle). $150 reward will be credited to the account within 60 days of meeting the direct deposit qualification. Qualifications must be met by 06/30/2020 (direct deposit must clear by 08/30/2020). $150 reward will be reported as interest on IRS Form 1099-INT. A $75 early closing fee will be charged by the bank if the account closes within the first 6 months. Any person with more than 5 ChexSystems inquiries will not qualify for this promotion. Other restrictions may apply. This offer is subject to change and may be withdrawn without notice.
By adding a debit card with CardValet.
All of our checking accounts come with a free debit card. Download the CardValet app, register your new debit card on it, and get rewarded! CardValet allows you to monitor and set limits on spending, turn your card on or off at any time, and even decline transactions that occur in locations where you’re not – all ways to help protect your account from potential fraud. Learn more about CardValet and its features here. The app is available for download on both iPhone and Android devices.
*Checking account linked to new debit card must not have had a debit card in the last 12 months. Account ownership styling and transaction authority may disqualify eligibility to receive the $50 reward. $50 reward will be credited to the account within 60 days of meeting the installation of the CardValet application requirement. CardValet requires the Debit Card be activated. Qualifications must be met by 06/30/2020. $50 reward will be reported as interest on IRS Form 1099-INT. Any person with more than 5 ChexSystems inquiries will not qualify for this promotion. Other restrictions may apply. This offer is subject to change and may be withdrawn without notice.
By activating your Debit Card in Mobile Wallet and use 15 times within 45 days.
If you have an iPhone, Android, or Samsung mobile device, you have access to a Mobile Wallet. Activate your new checking account's debit card within that Mobile Wallet and complete 15 Debit Card transactions with your Mobile Wallet within 45 days of activation and you'll earn $50. Better yet, the use of Mobile Wallets is more secure than swiping your actual debit card!
Still unsure about Mobile Wallets?
More Mobile Wallet Information
*Debit card linked to Mobile Wallet must not have been activated in any Mobile Wallet in the last 12 months. A minimum of 15 debit card transactions must be recorded within 45 days of Mobile Wallet activation. $50 reward will be credited to the account within 60 days of meeting the transaction amount requirement. Mobile Wallets require the Debit Card be activated. Activation qualification must be met by 06/30/2020 (15 transaction qualification within 45 days of activation or by 08/14/2020, whichever comes sooner). $50 reward will be reported as interest on IRS Form 1099-INT. Any person with more than 5 ChexSystems inquiries will not qualify for this promotion. Other restrictions may apply. This offer is subject to change and may be withdrawn without notice.
By taking out a New Loan in the amount of $15,000+
Life is full of expenses... why not get the financing you need AND get rewarded for it! As long as your financing amount is greater than $15,000, you can earn this $250 reward for any new loan such as personal loans, auto loans, recreational loans, and more. Our local Personal Bankers and Relationship Managers are available to help make the loan process as quick and easy as possible, or you can conveniently apply for a loan here!
Ready to apply for a loan?
Start an Application Online
*Minimum loan amount is $15,000 for new money to HF only. Refinancing of existing HF loans do not qualify. All loan applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. $250 reward will be credited to the account within 60 days of meeting the qualifications. Qualifications must be met by 06/30/2020. Rewards will be reported as interest on IRS Form 1099-INT. Any person with more than 5 ChexSystems inquiries will not qualify for this promotion. Other restrictions may apply. This offer is subject to change and may be withdrawn without notice.
Take advantage of everything listed above,
and all rewards rack up to $500!
Interested in earning more? Once you become a Home Federal client, the Refer-A-Friend offer for current Home Federal clients is available to you as well.
I am an existing client at Home Federal, but don’t have a checking account. Can I still earn the $150 reward for opening one?
Absolutely! If you’re, for example, a business banking client of Home Federal and want to open a personal checking account, all of the rewards (and disclaimers/qualifications) listed above apply to you!
If I want to open a checking account, can I do that online or do I need to do that at a branch?
You can do either! If you can't make it to a branch, you can conveniently open and fund your new Advantage Checking or Interest Advantage Checking account online here.
I just signed up for my new checking account. Do I now qualify for the $50 reward if I Refer-A-Friend?
Absolutely! Now that you’re a Home Federal client (welcome!), we encourage you to tell your friends. Head straight to our Refer-A-Friend page to learn more about the Refer-A-Friend reward information (and disclaimers/qualifications).
I'm not sure if my smartphone has a mobile wallet. How can I find it?
If you have an iPhone, Android, or Samsung smartphone, it's very likely your phone already has a Mobile Wallet installed or available for download from your device's app store. However, not all smartphones or tablets are compatible. Home Federal currently only offers capabilities with the following Mobile Wallets: Apple Pay, Android Pay, or Samsung Pay. You can find more information on our Mobile Wallets page.
I already have a loan at Home Federal. If I refinance that loan through Home Federal, will I still receive the reward?
Unfortunately the $250 reward for a loan of $15,000 or more is only for new money to Home Federal. However, if you have a loan at another financial institution that you'd like to refinance with Home Federal, you will absolutely qualify for the $250 reward.
When will I receive my reward(s)?
Any applicable reward(s) will be credited directly to your Home Federal checking account within 60 days of meeting the requirements. Remember, all requirements must be met by June 30, 2020 (direct deposit must clear by August 30, 2020), so credits may not be made until August, September, or even October of 2020 – depending on when you meet all qualifications for the reward(s).