Fix Up Loan Program

Minnesota Housing logo

If you're looking for a home improvement loan, you should know that Home Federal is a Top Producing Fix Up Loan Program Lender for Minnesota Housing Finance Agency. This unique loan program allows you to borrow funds for remodeling, repairs, and energy efficiency projects at a low, fixed interest rate. Monthly payments are low and affordable, and you may borrow up to 110% of the after-improved value of your home. Loan amounts range from $2,000 to $75,000. It is important to know the Fix Up loan applicants may not have income greater than current income limits.. They must also own and occupy the property to be improved. Credit and repayment ability are considered when applying for this type of home improvement loan.


Albert Lea

Cody Habana
Relationship Manager

Send Email


David Wagner
Relationship Specialist

Send Email


Matthew McMartin
Branch Manager/ Relationship Manager

Send Email

Spring Valley

Charity Rasmussen
Assistant Branch Manager

Send Email

For information on other equity lending options, choose one of the links below: