Erik Beach

Mortgage Lender
La Crosse, WI Area

NMLS# 8893

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With more than 25 years of experience in the industry, Erik has been involved in thousands of mortgage transactions allowing him to help people achieve their dream of home ownership, over and over again. He joined the Home Federal team in 2023 and appreciates the wide range of loan products and services available to clients, but also that our lending decisions are made locally, allowing us to provide more personalized solutions.

“I have chosen to be a part of Home Federal due to their extreme focus on the community and their employees. The pride they take in their focus mirrors the pride I take in focusing on my clients. I truly look forward to helping you achieve your dream of home ownership and financial freedom.”

As a home financing client of Erik’s, you can trust him to use his expertise to make the home buying experience enjoyable, while he educates and guides you along the way.

First time buying a home?

As a first-time home buyer, you may have a number of questions about the home-buying process such as, “How much should you save for a down payment?” or “What does ‘pre-approved’ mean?” With his in-depth knowledge about the current housing market, Erik will answer all your questions, help you find the home loan that’s right for your first home purchase, and guide you through every step of the home-buying process.

Looking to buy your next home?

Whether you’re interested in buying your next “forever home” or building a new one, Erik is the Mortgage Lender you want on your side – he will keep your financial goals in mind as he explores all of your home loan options. Contact Erik to discuss all the loan programs Home Federal offers for current homeowners, including conventional fixed, FHA, VA, Rural Development, MN and WI state bond programs, and more.

Interested in refinancing an existing loan?

Whether you’ve considered refinancing your existing home loan before or not, you should know when interest rates improve, refinancing could help you consolidate debt, shorten the term of your loan, eliminate private mortgage insurance, and more. Set up a no-obligation meeting with Erik to discover what refinancing could look like for you.

Get in touch with Erik to learn more about buying a home or fill out your loan application online.


“Erik was extremely helpful for me as a first time homebuyer and then during refinancing. He genuinely cares for his clients, ensures all questions are answered and is always available for future needs. It has been a pleasure working with Erik and I will continue to do so for years to come!”
“Erik was our loan officer for our second home purchase, and the contrast with our prior experience (in another state) was stark. He was professional and attentive, and demonstrated a personal interest in us and our family. He invested all the time we needed to understand the mortgage process, but also went out of his way to help us acclimate and find our way in a new town. He came highly recommended by a colleague and his good reputation was well-deserved.”
“Erik is the best! We went with a VA loan and Erik made the process super easy. He was quick to respond to questions at all hours and everything along the way went smoothly. We would recommend Erik to anyone looking for a lender!”


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Erik Beach
Erik Beach
NMLS# 8893