Ag Loans

Thank you for choosing Home Federal for your ag lending needs.

If you're looking for financing to help start or grow your agricultural business, it's important to choose a lender you can trust that is knowledgeable about the ins and outs of the industry. With a variety of financing options specifically curated for those in agriculture, and the fact that our lending decisions are made locally to allow for quick access to funds whenever possible, you can rest assured our Ag Lending team can help you reach the financial goals of your farm.

Our Financing Options for Farmers Include: 

Start Up Loans

Building your ag business from the ground up? 
For those just starting in the agriculture business, we offer Beginning Farming Loans/Start Up Loans by working directly with the Farm Service Agency (FSA). These loans are specifically for farmers just starting out (or those with less than 10 years in business) and allow for more flexibility in their financing options.

Ag Real Estate Loans Buy More Land, Refinance Your Existing Land, or Make Property Improvements
Looking to expand or improve your current ag operation? Ag Real Estate Loans are a great way to help you grow or advance your ag business.  
Lines of Credit Flexible Funding When You Need It
With a line of credit, you have access to funds if and when you need them to help pay for day-to-day expenses and manage your cash flow.
Term Loans Financing for Additional Machinery or Equipment
Purchase additional machinery, equipment, or livestock with the variety of payment options, rates, and terms that Ag Term Loans offer.

Not sure what type of loan you need?
Contact us to discuss your financing needs or stop by the location nearest you.

Dwight Watkins

Dwight Watkins

SVP / Director of Ag Banking

Email Dwight