Bank On-the-Go

With 24/7 access at your fingertips, banking has never been easier.


Need a Loan?

Our team of mortgage lenders are ready to help you finance your next home.


Your Business

We have a full line of business banking services to help your business succeed.

“It was an easy switch to Home Federal from the big box bank I was with for years.  No longer was I just a number, the local bankers at Home Federal knew my name after my first visit.”

- Joe W., Rochester, MN

Travel Club

Exclusive 55+ travel club


Monitor spending and protect your debit card


Visit our blog for the latest tips, news, and advice

Low Rates

Check out our low mortgage rates


With our Financial Calculators

Upcoming Events View More
Jubilee Informational Open House For the Owatonna Area


9:00am - 11:00am | Home Federal

1015 W Frontage Rd, Ste 100

Owatonna, MN  55060

Come meet Jubilee Director Jean Jech and learn about upcoming trips, club benefits, and more.  All ages 55 or better are welcome! 


Memorial Day

We will be closed.

Jubilee Travel Show

2:30pm at 125 Live

125 Elton Hills Drive NW

Rochester, MN 55901
Learn about our upcoming 2020 trips! Reserve your spot by calling 507.535.1234.



About Us

Home Federal Savings Bank was founded in Spring Valley, Minnesota in 1934.  Now headquartered in Rochester, Minnesota, Home Federal has 13 branches and 2 loan production offices in Minnesota, Wisconsin, and Iowa and is the sole subsidiary on HMN Financial, Inc.