Bank On-the-Go

With 24/7 access at your fingertips, banking has never been easier.


Need a Loan?

Our team of mortgage lenders are ready to help you finance your next home.


Your Business

We have a full line of business banking services to help your business succeed.

“It was an easy switch to Home Federal from the big box bank I was with for years.  No longer was I just a number, the local bankers at Home Federal knew my name after my first visit.”

- Joe W., Rochester, MN

Travel Club

Exclusive 55+ travel club


Monitor spending and protect your debit card


Visit our blog for the latest tips, news, and advice

Low Rates

Check out our low mortgage rates


With our Financial Calculators

Upcoming Events View More
Thanksgiving Day

We will be closed

Juanita's Birthday Open House

10am - 2pm in the Winona branch lobby. 
Affectionately known as "Winona's Oldest Teller," Juanita Beeman is turning 80 years young this year! Help us celebrate this milestone and her 14 years at Home Federal with cake, coffee, and camaraderie (and a CD special)!

Spring Valley Open House
Join us for Holiday Cheer and Refreshments!
Wednesday, December 5
11:00am - 1:00pm
715 North Broadway, Spring Valley, MN


About Us

Home Federal Savings Bank was founded in Spring Valley, Minnesota in 1934.  Now headquartered in Rochester, Minnesota, Home Federal has 13 branches and 2 loan production offices in Minnesota, Wisconsin, and Iowa and is the sole subsidiary on HMN Financial, Inc.