Bank On-the-Go

With 24/7 access at your fingertips, banking has never been easier.


Need a Loan?

Our team of mortgage lenders are ready to help you finance your next home.


Your Business

We have a full line of business banking services to help your business succeed.

“It was an easy switch to Home Federal from the big box bank I was with for years.  No longer was I just a number, the local bankers at Home Federal knew my name after my first visit.”

- Joe W., Rochester, MN

Travel Club

Exclusive 55+ travel club


Monitor spending and protect your debit card


Visit our blog for the latest tips, news, and advice

Low Rates

Check out our low mortgage rates


With our Financial Calculators

Upcoming Events View More
Austin: Client Appreciation Day


11:00 am - 1:00 pm

Join us for an open house and free lunch of brats, burgers and chips at our Austin location!

La Crescent: Client Appreciation Days


August 1 & 2

9:00 am - 4:30 pm

La Crescent: Client Appreciation Days


August 1 & 2

9:00 am - 4:30 pm

Stop in and cool down from the "Dog Days of Summer" with free ice cream and prize drawings at the La Crescent location on Thursday and Friday!

About Us

Home Federal Savings Bank was founded in Spring Valley, Minnesota in 1934.  Now headquartered in Rochester, Minnesota, Home Federal has 13 branches and 2 loan production offices in Minnesota, Wisconsin, and Iowa and is the sole subsidiary on HMN Financial, Inc.