1. How will OOPS! benefit me?
2. How does OOPS! differ from Overdraft Protection?
3. How does OOPS! work?
4. Is OOPS! a loan?
5. Do I have to apply for this service?
6. How do I use OOPS!?
7. How will I know when I’m overdrawn? 
8. What if I go over my OOPS! limit? 
9. Is there a charge for OOPS!?
10. How long do I have to repay the overdraft? 
11. What happens if I can’t bring my account to a positive balance? 
12. Will this affect my credit rating? 

8. What if I go over my OOPS! limit? 
When you exceed your assigned courtesy overdraft limit, items will be returned when presented for payment. An overdraft fee is still assessed.