1. How will OOPS! benefit me?
2. How does OOPS! differ from Overdraft Protection?
3. How does OOPS! work?
4. Is OOPS! a loan?
5. Do I have to apply for this service?
6. How do I use OOPS!?
7. How will I know when I’m overdrawn? 
8. What if I go over my OOPS! limit? 
9. Is there a charge for OOPS!?
10. How long do I have to repay the overdraft? 
11. What happens if I can’t bring my account to a positive balance? 
12. Will this affect my credit rating? 

6. How do I use OOPS!?
This is automatic, too. Overdrafts are approved on your account for checks you cash at our banking centers, withdrawals, checks presented for payment, ATM withdrawals, or purchases you make with your VISA Check Card.