Other Services

 

    
 

OOPS FAQs

OOPS Disclosure

  
  1. How will OOPS! benefit me?
  2. How does OOPS! differ from Overdraft Protection?
  3. How does OOPS! work?
  4. Is OOPS! a loan?
  5. Do I have to apply for this service?
  6. How do I use OOPS!?
  7. How will I know when I’m overdrawn? 
  8. What if I go over my OOPS! limit? 
  9. Is there a charge for OOPS!?
  10. How long do I have to repay the overdraft? 
  11. What happens if I can’t bring my account to a positive balance? 
  12. Will this affect my credit rating? 
4. Is OOPS! a loan?
No. The bank is allowing you to overdraw your account up to your courtesy overdraft limit as a non-contractual courtesy. This service can be withdrawn at any time by the bank.
  
         
 
Home Federal Savings Bank 1016 Civic Center Drive Northwest Rochester, MN 55901 Phone: 507-535-1200
Home | About Us | Services | Locations | ATMs | Contacts | ID Theft | Site Map | Privacy | Security
 

 

 

 

For lost or stolen personal check cards,
call 1-800-383-8000

 

  
For lost or stolen business check cards,
call 1-866-532-0676
(After hours call
1-800-264-5578)
 
© Home Federal Savings Bank, Inc. all rights reserved.