1. How will OOPS! benefit me?
2. How does OOPS! differ from Overdraft Protection?
3. How does OOPS! work?
4. Is OOPS! a loan?
5. Do I have to apply for this service?
6. How do I use OOPS!?
7. How will I know when I’m overdrawn? 
8. What if I go over my OOPS! limit? 
9. Is there a charge for OOPS!?
10. How long do I have to repay the overdraft? 
11. What happens if I can’t bring my account to a positive balance? 
12. Will this affect my credit rating? 

3. How does OOPS! work?
When we receive an item for payment, we pay it up to your courtesy overdraft limit, including the overdraft charge. So, you have no additional returned check charges from retailers. Overdraft privileges will be suspended or revoked until the account returns to good standing.