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OOPS FAQs

OOPS Disclosure

  
  1. How will OOPS! benefit me?
  2. How does OOPS! differ from Overdraft Protection?
  3. How does OOPS! work?
  4. Is OOPS! a loan?
  5. Do I have to apply for this service?
  6. How do I use OOPS!?
  7. How will I know when I’m overdrawn? 
  8. What if I go over my OOPS! limit? 
  9. Is there a charge for OOPS!?
  10. How long do I have to repay the overdraft? 
  11. What happens if I can’t bring my account to a positive balance? 
  12. Will this affect my credit rating? 
10. How long do I have to repay the overdraft? 
Generally, you have 30 days or less to pay any overdraft and overdraft fees. However, depending on the situation, we can ask for repayment at any time. Any deposits you make will first be applied to any overdrawn balance.
  
         
 
Home Federal Savings Bank 1016 Civic Center Drive Northwest Rochester, MN 55901 Phone: 507-535-1200
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For lost or stolen personal check cards,
call 1-800-383-8000

 

  
For lost or stolen business check cards,
call 1-866-532-0676
(After hours call
1-800-264-5578)
 
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