Other Services

 

   
 

OOPS FAQs

OOPS Disclosure

 
  1. How will OOPS! benefit me?
  2. How does OOPS! differ from Overdraft Protection?
  3. How does OOPS! work?
  4. Is OOPS! a loan?
  5. Do I have to apply for this service?
  6. How do I use OOPS!?
  7. How will I know when I’m overdrawn? 
  8. What if I go over my OOPS! limit? 
  9. Is there a charge for OOPS!?
  10. How long do I have to repay the overdraft? 
  11. What happens if I can’t bring my account to a positive balance? 
  12. Will this affect my credit rating? 

1. How will OOPS! benefit me?

It saves you the embarrassment when you make an honest mistake in your checkbook, have unplanned expenses or run short on cash between paydays. Instead of returning checks unpaid, we will automatically pay them for you, up to your courtesy overdraft limit.

 
         
 
Home Federal Savings Bank 1016 Civic Center Drive Northwest Rochester, MN 55901 Phone: 507-535-1200
 

 

 

 

For lost or stolen personal check cards,
call 1-800-383-8000

 

 
For lost or stolen business check cards,
call 1-866-532-0676
(After hours call
1-800-264-5578)
 
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