Occasional Overdraft Protection Service (OOPS!) *

What is OOPS!?
It’s a courtesy overdraft service we offer to customers who maintain their checking account in good standing. While we don't encourage bounced checks, we realize that everyone says OOPS! — once in a while. That’s why our OOPS! can be a good thing. It provides up to $500 overdraft protection on approved checking accounts open at least 45 days and maintained in good standing.

* Overdrafts are approved on your account for checks, withdrawals, ATM withdrawals, electronic transactions and any purchased you make with your Visa Check Card. There is no monthly or annual charge, however there are standard overdraft fees of $29 per items presented. An additional charge of $5 per day is accessed for accounts that remaining overdrawn for more than 5 business days. We encourage you to resolve your overdraft within 3-4 days. The total amount of all overdrafts plus any bank fees are due and payable on demand.