Consumer Services

 

   
 

Fixed Rate Mortgages

Adjustable Rate Mortgages (ARMS)

Growing Equity Mortgages

Biweekly Mortgages

First Time Home Buyers

Construction/Permanent Loans

Mortgage Application Checklist

 

Construction/Permanent Loans
Perfect for building your dream home — this loan combines the construction and permanent loan into one simple closing with only one set of closing costs.

You qualify for the loan once, sign one set of loan documents and have up to 12 months to complete construction. During the construction period, interest is charged only on the funds that have been paid. When the project is completed, the permanent loan period begins.

With our Construction/Permanent Loan “One Time Close,” you don’t have to worry about re-qualifying, re-appraisals, additional closing costs or signing additional loan documents. So you save time, paperwork and money.

Contact a Mortgage Loan Officer for current rates or for more information on any of our loan programs.


 
         
 
Home Federal Savings Bank 1016 Civic Center Drive Northwest Rochester, MN 55901 Phone: 507-535-1200
 

 

 

 

For lost or stolen personal check cards,
call 1-800-383-8000

 

 
For lost or stolen business check cards,
call 1-866-532-0676
(After hours call
1-800-264-5578)
 
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