Adjustable Rate Mortgages (ARMS) This mortgage option offers you flexible interest rates and monthly payments that rise and fall with the economy. Interest rates and monthly payments can change periodically depending on the adjustable loan program you choose.
We can offer you the advantage of an initial interest rate that may be lower than comparable fixed rate mortgages. This lower rate can give you more flexibility in qualifying for the home you want.
Use our online application to pre-qualify for a home, or contact a Mortgage Loan Officer. If you want to find out how much you might qualify for, simply use our online calculator.
Contact a Mortgage Loan Officer for current rates or for more information on any of our loan programs.
Home Federal Savings Bank 1016 Civic Center Drive Northwest Rochester, MN 55901 Phone: 507-535-1200
