What is Positive Pay?
Positive Pay provides corporate customers an opportunity to make explicit decisions for payment on check items that have been presented for payment on their accounts.

Who can benefit from Positive Pay?

• Companies who want a secure method of check payment
• Customers who need to establish a check fraud system
• Customers who want to save costs in researching counterfeit checks

How does it work?

• Through the use of I-Link, the company transmits an issue file of all checks issued on their checking account
• As the checks are presented, they are matched against the issue file
• Presented checks that do not match are listed on an exception report
• Then the customer makes a decision on whether they want to pay the checks or not

Benefits to you

• Reduces check fraud
• Streamlines routine tasks
• Improves financial management
• Gain convenient access