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    Points stop accruing on 5/1/17 and must be used by 6/30/17!
 

Experience and Leadership You Can Trust.

 

Kim Novotny

   Kim Novotny Mortgage
 

Mortgage Lender | Rochester Area

507.280.3423 | kim.novotny@hfsb.com

NMLS# 756172

 
     Apply Now!   
Mortgage Team
 
 


Who you choose as your mortgage officer matters. It's important to partner with someone who is experienced, has great client testimonials and access to multiple home loan programs. Contact Kim Novotny, mortgage loan officer serving Rochester, MN and Southeast Minnesota (SE MN). Kim can customize a program that works for you. Call her today for a no obligation discussion. 

 
 

Kim can answer questions such as:


How much will my mortgage payment be? How is it calculated?
How much of a home can I afford?
What percentage of my income should go to my mortgage?
How to apply for a mortgage?
How long does it take to get approved for a mortgage?
Can I get approved for a mortgage with student loan debt?
How does my credit score affect my ability to get a mortgage?
How much are closing costs?
Are there ways to reduce my closing costs?
What are mortgage interest rates today?
How does my credit score affect my mortgage interest rate?
How long can a mortgage rate lock last?
15-year or 30-year mortgage?
Can I write off my mortgage interest?
What are the first-time homebuyer programs in Minnesota?
What does it mean to be a Minnesota Mortgage Preferred Lender?
How do I buy and sell a home at the same time?
Should I refinance?

Simply send Kim an email to get your answers!

 
 
Home Federal is a community bank that can customize the best mortgage solution for you. Kim has access to a wide range of home loan programs. Not all banks have access to all loan programs and it makes all the difference!

Call, email, or reach out to Kim today.
No question is to small.

Get $200 off closing costs when you apply today!

Resources:
Framework - rochp.frameworkhomeownership.org
Homestretch Class - www.rochp.org/classes.php

 
Home Federal Mortgage Coupon