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Experience and Leadership You Can Trust.


Kelly Waugh

   Kelly Waugh Mortgage

Mortgage Lender
Rochester Area


NMLS# 786161

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Mortgage Team 

Kelly loves getting to know her clients and their homeownership dreams. She'll work very hard to customize a loan that fits with your personal situation. She has lived in SE Minnesota her entire life and enjoys representing a community bank that offers such a wide-range of products in combination with exceptional home-town service. Kelly is here to help you with your next mortgage loan - give her a call!



"I can't believe how hard Kelly worked for us during the loan process! Her follow-up was incredible and I don't believe anyone could have done better!"

-Tony and Jen O.

"I'm so happy with the job Kelly has done with my construction loan. She covered all of the details and I can't thank her enough for helping me realize my dream of a new home!"

-Beth K.



Framework -
Homestretch Class -

Home Federal Mortgage Coupon