How May We Help You?

home

Business eBank

Online Banking

Manage your accounts in a secure web-based environment anytime and anywhere you have internet access. You can get up-to-the-minute information on clearing checks and account balances, plus transfer money between accounts. You can even make bill payments online!
Basic Features include:

Internal Transfers and Loan payments
Stop Payments
Wire Transfers
View account activity and check images
Search account history
eStatements
Export transactions to compatible finance software
Usernames and passwords are unique to each user

Additional Cash Management Options available through Business Online Banking:

Direct Deposit
Direct Payment
Corporate Payments
Corporate Tax Payments
Positive Pay
Remote Deposit

Account Reconciliation

eStatements

Make a change from the delay, clutter and inconvenience of paper statements with eStatement, the revolutionary paperless statement from Home Federal. It’s SECURE, FAST and FREE!

Statements are available online the first business day of the month
Includes all of your check images
Multiple email notification delivery
Available through Business eBank for 30 months
Includes checking statements, savings statements, loan statements and account notifications

YES! Stop my paper statements today! Please send us your contact information.

Image Search

Easily search for copies of checks within the past 12 months through our Business eBank. Print, download or save the front and back of the check. Images of checks that you deposited are also available through Business eBank.

Download transactions

With Business eBank, you can download all your banking transaction data into your financial software to conveniently manage your finances.

Same Day Presentations/Previous Day Presentations

Business eBank offers various real time transaction viewing options.

Current Statement
Previous Statement
Current Business Day
Previous Business Day

Special Handling of Returned Items

Are you accepting checks for payment?
How would you like those returned deposits handled?

At Home Federal, you can choose to:

Send them back to you after first presentment
Forward them to a third party
Charge them back to a different account

CD ROM

Save in storage space by receiving your account statements on a CD Rom. You can receive your account statement, check image statement and your account analysis statement.

BAI Files

The BAI format is the most commonly used file in inter-bank communication of account balance and activity. It has also become a popular format for bank-to-customer reporting for corporate customers with advanced needs.

Account Analysis

Account analysis statements are prepared monthly for your business checking accounts providing you with detailed account activity, average balance information and cash management fees for your total deposit relationship. Accounts can be analyzed individually or as a group. Earnings credit allowance is calculated on average collected balances maintained in your business accounts to offset service charges. A detailed account activity statement allows you to review your total deposit relationship and use this information when making cash management decisions.

Sweep Accounts

Automatically move funds between deposit accounts, loans, and interest bearing accounts to make your money work for you. Whether your business has excess cash, borrowing needs or both, we have a solution you can count on.

Benefits:

Manage excess funds automatically
Reduce interest and service charge expense
Save time

Overdraft Protection – Avoid expensive overdraft fees by establishing an automatic transfer from a business checking, savings or line of credit that will cover unexpected overdrafts.
Zero Balance Account – Specific account in which a balance of zero is maintained by automatically transferring funds from a master account in an amount only large enough to cover checks presented.
Line of Credit – Establish a target balance on your business checking account and automatically move funds between a commercial line of credit and the business checking account. A commercial line of credit sweep will help you manage excess balances, reduce interest, and save time.

I would like more information on Sweep Accounts! Please provide your contact information.

Positive Pay

Positive Pay provides business customers an opportunity to make explicit decisions for payment on check items that have been presented for payment on their accounts. It is a service that matches the account number, check number and dollar amount of each check presented for payment against a list of checks previously authorized and issued by your business. When a check is presented that does not have a match in the file, it becomes an “exception item”. Home Federal will send you an email notification informing you of any exceptions and you will have the opportunity to view the item and instruct the bank to pay or return the check.