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Home Loans > Personal Banking > home
Purchases & Refinances
Whether you’re buying a home, looking to lower your current rate or payment, or get cash out, let us help you.
Conventional - Fixed Rate
Fixed rate mortgages offer the following benefits:
ARM-Adjustable Rate Mortgage
ARMs offer the following benefits:
Fannie Mae Refi Plus
Federal Housing Administration (FHA) and Department of Veterans Affairs (VA) loans are popular homebuyer choices, but are also available if you’re refinancing your mortgage. These loans are provided by the federal government and must meet certain requirements. See Special Government Products Tab.
First Time Homebuyer loans are offered at Home Federal. See Special Government Products Tab.
DU Refi Plus are registered trademarks of Fannie Mae.
FHA Loan-Federal Housing Administration
VA Loan-Veteran’s Administration
RD Loan-Guaranteed rural housing: USDA mortgages
State bond programs for first time homebuyers
MHFA-MINNESOTA HOUSING FINANCE AGENCY
IFA-IOWA FINANCE AUTHORITY
This loan is perfect for building your dream home or putting a large addition on your current home.
For loan amounts above $417,000.