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    Points stop accruing on 5/1/17 and must be used by 6/30/17!

Are You Ready to

If you're a new client, read on. If you're already a Home Federal account holder, don't worry - we have money earning opportunities for you, too. Find your information further down the page.

To get started, find the phone number for your nearest Home Federal Location at the bottom of this page or their location here.

Hurry - this limited time offer ends 12/31/2017!

Have questions? See the FAQ section below or call the Home Federal office nearest you.

 Current Clients        FAQ's             Contact Us    
       
  New Clients:

Are you ready to open a new checking account with Home Federal? You won’t regret it. Our mission is to “enhance the financial well-being of our clients, one relationship at a time” and we’re ready to do just that for you! Here are the details on how you can earn up to $200.00.

   
  Open any checking account with direct deposit – You’ll earn $50.00*

Our Advantage Checking and our Interest Advantage Checking accounts are both great options. Ask any one of our bankers which one will work better for you. Don’t forget to set up your direct deposit with your employer after opening your account to earn your reward!

*Health Savings Accounts are not eligible for the $50 reward. Must not have been a HF checking account client in the last 12 months. Checking account minimum opening balance is $25. $50 reward will be credited to the account within 60 days of meeting the $100 direct deposit qualification. Qualifications must be met by 12/31/17 (direct deposit must clear by 02/28/2018). $50 reward will be reported as interest on IRS Form 1099-INT. $75 early closing fee will be charged by the bank if the account closes within the first 6 months. This offer is subject to change and may be withdrawn without notice. Member FDIC.

   
  Add a debit card with CardValet – You’ll earn $25.00*

All of our checking accounts come with a free debit card. Download the CardValet app, register your new debit card on it, and get rewarded! CardValet allows you to monitor and set limits on spending, turn your card on or off at any time, and even decline transactions that occur in locations where you’re not – all ways to help protect your account from potential fraud! Learn more about CardValet and its features at JustCallHome.com/CardValet. The app is available for download on both iPhone and Android devices.

*Checking account linked to new debit card must not have had a debit card in the last 12 months. Account ownership styling and transaction authority may disqualify eligibility to receive the $25 reward. $25 reward will be credited to the account within 60 days of meeting the installation of the CardValet Application requirement. CardValet requires the Debit Card be activated. Qualifications must be met by 12/31/2017. $25 reward will be reported as interest on IRS Form 1099-INT. This offer is subject to change and may be withdrawn without notice. Member FDIC

   
  Add e-banking with e-Statements – You’ll earn $25.00*

Right after you open your account, you’ll want to register for online banking. It’s free, easy-to-use, and available to you 24/7! To sign up, visit your nearest Home Federal office and one of our local bankers will walk you through the quick online banking enrollment process, as well as assist in switching you from paper statements to e-Statements to ensure you get your reward.

Don’t forget to take advantage of mobile banking after you sign up for online banking! Manage your finances, deposit checks straight from your smartphone, and more. Search for Home Federal’s app in the app store.

*$25 reward will be credited to the main account within 60 days of meeting the Online Banking enrollment requirement. One $25 reward will be given per client, not per account enrolled. Qualifications must be met by 12/31/2017. Clients with existing active online banking will qualify for the $25 reward. Account ownership styling and transaction authority may disqualify eligibility to receive the $25 reward. $25 reward will be reported as interest on IRS Form 1099-INT. This offer is subject to change and may be withdrawn without notice. Member FDIC

   
  Add a Relationship Money Market account with $10,000 or more – You’ll earn $100.00*

A Relationship Money Market account is a great option for your savings plan. It’ll put your money to work for you by earning interest, but unlike CDs, you’ll still have access to your funds when you need them! Set yours up with an initial deposit of $10,000 or more, and not only will your interest start adding up, but you’ll get rewarded for opening the account. Call or stop into your nearest Home Federal to get started.

*A product type change from an existing money market will not qualify to receive the $100 reward. Money Market account requires a $10,000 minimum balance to open and to avoid a monthly fee. Rates shown are effective 10/01/2017. This is a tiered rate account and subject to change after the account is opened. If your daily balance is less than $9,999.99, the interest rate paid on your balance will be 0.05% with an APY (Annual Percentage Yield) of 0.05%. If your daily balance is between $10,000-$24,999.99 the interest rate paid on your balance will be 0.10% with an APY of 0.10%. If your daily balance is between $25,000-$49,999.99 the interest rate paid on your balance will be 0.20% with an APY of 0.20%. If your daily balance is between $50,000-$99,999.99 the interest rate paid on your balance will be 0.30% with an APY of 0.30%. If your daily balance is between $100,000-$249,999.99 the interest rate paid on your balance will be 0.40% with an APY of 0.40%. If your daily balance is $250,000 or greater the interest rate paid on your entire account balance will be 0.40% with an annual percentage yield of 0.40%. Fees could reduce earnings. Qualifications must be met by 12/31/2017. $100 reward will be credited to the account within 60 days of meeting the account requirements. $100 reward will be reported as interest on IRS Form 1099-INT. $75 early closing fee will be charged by the bank if the account closes within the first 6 months. This offer is subject to change and may be withdrawn without notice. Member FDIC


   
  Take advantage of everything listed above, and it all adds up to $200!

Interested in earning more? Once you become a Home Federal client, the Refer-A-Friend offer for current Home Federal clients is available to you as well. Continue reading to find out more!

   

 

 

Current Home Federal Clients:
Already have a checking account with Home Federal? Don’t worry, you can still earn money – even more than $200! Here are the details on how you can get rewarded:

 

Refer-A-Friend to open a new account – You’ll earn $25.00/friend!

There’s NO LIMIT on the number of referrals. The more friends you refer, the more money you’ll get back! You can pick up an informational handout from any team member at your nearest Home Federal location and fill in your name and phone number for your friend to turn in at time of account opening. (It’ll have all the information about what they can earn on it as well.) It’s that easy!

*Health Savings Accounts are not eligible. Referred party must not have been a HF checking account client in the last 12 months. $25 reward will be credited to the referring clients checking account within 60 days of their referrals checking account opening. Referred party must open their account by 12/31/2017 (and their direct deposit must clear by 02/28/2018). Checking account minimum opening balance is $25. Account ownership styling and transaction authority may disqualify eligibility to receive the $25 reward. $25 reward will be reported as interest on IRS Form 1099-INT. This offer is subject to change and may be withdrawn without notice. Member FDIC

PLUS!

If you already have a checking account, but aren’t taking advantage of the additional add-on items listed below, you can also sign up and earn your reward(s)!

Add a debit card with CardValet – You’ll earn $25.00*

All of our checking accounts come with a free debit card. If you haven’t already requested yours, it’s time to do so! Then download the CardValet app, register your new debit card on it, and get rewarded. CardValet allows you to monitor and set limits on spending, turn your card on or off at any time, and even decline transactions that occur in locations where you’re not – all ways to help protect your account from potential fraud! Learn more about CardValet and its features at JustCallHome.com/CardValet. The app is available for download on both iPhone and Android devices.

*Checking account linked to new debit card must not have had a debit card in the last 12 months. Account ownership styling and transaction authority may disqualify eligibility to receive the $25 reward. $25 reward will be credited to the account within 60 days of meeting the installation of the CardValet Application requirement. CardValet requires the Debit Card be activated. Qualifications must be met by 12/31/2017. $25 reward will be reported as interest on IRS Form 1099-INT. This offer is subject to change and may be withdrawn without notice. Member FDIC

Add e-banking with e-Statements – You’ll earn $25.00*

If you haven’t registered for online banking yet, what are you waiting for? It’s free, easy-to-use, and available to you 24/7! To sign up, visit your nearest Home Federal office and one of our local bankers will walk you through the quick online banking enrollment process, as well as assist in switching you from paper statements to e-Statements to ensure you get your reward.

If you’ve already enrolled in online banking, you’re still eligible for the reward if you haven’t yet switched from paper statements to e-Statements. However, you still need to make the switch at your local branch so your banker can make sure your reward gets credited to your account.

Don’t forget to take advantage of mobile banking after you enroll in online banking! Manage your finances, deposit checks straight from your smartphone, and more. Search for Home Federal’s app in the app store.

*$25 reward will be credited to the main account within 60 days of meeting the Online Banking enrollment requirement. One $25 reward will be given per client, not per account enrolled. Qualifications must be met by 12/31/2017. Clients with existing active online banking will qualify for the $25 reward. Account ownership styling and transaction authority may disqualify eligibility to receive the $25 reward. $25 reward will be reported as interest on IRS Form 1099-INT. This offer is subject to change and may be withdrawn without notice. Member FDIC

Add a Relationship Money Market account with $10,000 or more – You’ll earn $100.00*

A Relationship Money Market account is a great option for your savings plan. It’ll put your money to work for you by earning interest, but unlike CDs, you’ll still have access to your funds when you need them! Set yours up with an initial deposit of $10,000 or more, and not only will your interest start adding up, but you’ll get rewarded for opening the account. Call or visit your local banker to get started.

*A product type change from an existing money market will not qualify to receive the $100 reward. Money Market account requires a $10,000 minimum balance to open and to avoid a monthly fee. Rates shown are effective 10/01/2017. This is a tiered rate account and subject to change after the account is opened. If your daily balance is less than $9,999.99, the interest rate paid on your balance will be 0.05% with an APY (Annual Percentage Yield) of 0.05%. If your daily balance is between $10,000-$24,999.99 the interest rate paid on your balance will be 0.10% with an APY of 0.10%. If your daily balance is between $25,000-$49,999.99 the interest rate paid on your balance will be 0.20% with an APY of 0.20%. If your daily balance is between $50,000-$99,999.99 the interest rate paid on your balance will be 0.30% with an APY of 0.30%. If your daily balance is between $100,000-$249,999.99 the interest rate paid on your balance will be 0.40% with an APY of 0.40%. If your daily balance is $250,000 or greater the interest rate paid on your entire account balance will be 0.40% with an annual percentage yield of 0.40%. Fees could reduce earnings. Qualifications must be met by 12/31/2017. $100 reward will be credited to the account within 60 days of meeting the account requirements. $100 reward will be reported as interest on IRS Form 1099-INT. $75 early closing fee will be charged by the bank if the account closes within the first 6 months. This offer is subject to change and may be withdrawn without notice. Member FDIC

 

 

Frequently Asked Questions:

Earn 200 Q   I am an existing client at Home Federal, but don’t have a checking account. Can I still earn the $50.00 reward for opening one?
     
Earn 200 A   Absolutely! If you’re, for example, a business banking client of Home Federal and want to open a personal checking account, all of the “New Client” rewards (and disclaimers/qualifications) listed above apply to you!
     
     
  If I want to enroll in Online Banking and e-Statements, can I do that online or do I need to do that at a branch?
     
  You can enroll in both Online Banking and e-Statements at JustCallHome.com, but to receive the $25 reward, you must go through the enrollment process at a branch so we can manually credit your account with the reward.
     
     
Earn 200 Q   I just signed up for my new checking account. Do I now qualify for the $25 reward if I Refer-A-Friend?
     
  Absolutely! Now that you’re a Home Federal client (welcome!), we encourage you to tell your friends. See the “Current Home Federal Client” section above for the Refer-A-Friend reward information (and disclaimers/qualifications).
     
     
Earn 200 Q   When will I receive my reward(s)?
     
Earn 200 A   Any applicable reward(s) will be credited directly to your Home Federal checking account within 60 days of meeting the requirements. Remember, all requirements must be met by December 31, 2017 (direct deposit must clear by 02/28/18), so credits may not be made until February, March, or even April of 2018.

 

 

Ready to get started?

Call the Home Federal nearest you.

If you’re ready to stop in, you can find the address of your nearest location here.
Hurry – this limited time offer ends 12/31/2017!
 

Albert Lea Area: 507.379.2551
Austin Area: 507.434.2500
Twin Cities/Eagan Area: 651.405.2000
Kasson Area: 507.634.7022
La Crescent Area: 507.895.9200
Marshalltown, IA Area: 641.754.6198
Rochester Area: 888.489.5355
Spring Valley Area: 507.346.9709
Winona Area: 507.453.6460