Checking
Options |
e-Checking |
Home Free Checking |
Preferred Interest Checking |
Prestige Checking |
55+ Checking |
Just Call Home Student Checking |
Description |
For those who want
an online account
with no minimum
balance. |
For those who want
a totally free account
with no minimum
balance. |
For those who
maintain a minimum
balance and want
to earn interest. |
For those who want to
earn higher interest by
maintaining multiple
deposit and consumer
loan relationships
of $15,000. |
For those, age 55
and above, who want
to earn interest with
a basic checking
account. |
For students who
want a free account. |
Minimum Balance
to Avoid Fees |
None |
None |
$500 or $1,500
combined deposits |
$1,500 or $15,000
combined deposit or
lending relationship |
None |
None |
Monthly
Fee |
None - with Direct
Deposit of $100+
(otherwise $10) |
None |
$10 if below
minimum |
$15 if below
minimum |
None |
None |
Free Check Card
with Visa Extras |
HF Visa
Check Card |
HF Visa
Check Card |
HF Visa
Check Card |
HF Visa
Check Card |
HF Visa
Check Card |
HF Visa
Check Card |
| Free Checks |
Yes -
available with
Direct Deposit or Payment |
Yes -
First 50 Checks |
Yes -
First 50 Checks |
Yes |
Yes |
Yes -
First
50 Checks |
Free Transactions
at Non-HF ATMS
(No HF Fee) |
Yes - 5 Free
Withdrawals
Per Month |
Yes - 5 Free
Withdrawals
Per Month |
Yes - 5 Free
Withdrawals
Per Month |
Unlimited |
Yes - 10 Free
Withdrawals
Per Month |
Unlimited |
Free Traditional
Travelers Checks,
Official Checks &
Money Orders* |
No |
No |
No |
Yes |
Yes |
No |
